Total referred agents
4
Display-only referral tracking
Subscription Referrals
Track BaoXianFlow software subscription referrals separately from insurance servicing commission. No billing enforcement, real payment, payout automation, or MLM/downline logic is active.
This area shows pilot reference records.
No payment, transfer, DuitNow, FPX, card, or bank action is performed.
Showing your own PA & Travel records.
Group-wide subscription referral records are shown here for Group Owner/Admin. A personal Pilot Agent referral view (your own code and earnings) is future work. This is software subscription referral only — separate from insurance commission.
Trial referrals
1
Active paid referrals
2
Monthly referral pool
RM39.60
Pending referral payout
RM39.60
Paid referral payout
RM19.80
BaoXianFlow Software Referral Formula
RM99 subscription revenue split
Direct referral
RM99 x 20% = RM19.80
Sub-agent referral
RM99 x 10% group override + RM99 x 10% direct referrer = RM9.90 + RM9.90
Platform share
Platform always keeps 80% = RM79.20
Downline rule
No second-level, binary, generation, or deeper MLM payout
Software Referral vs Insurance Commission
Separate workflows
Software referral is earned from BaoXianFlow RM99/month subscription. Insurance commission is earned from policy servicing and is managed under Commissions and Sub-Agent Payout Vouchers. These are separate.
No insurance premium sharing in this module.
No payment collection, bank details, or payout automation.
No MLM, second level, generation bonus, or deeper downline.
Referral Records
Subscription referral records. Sensitive personal/payment data is not stored.
| Referral Code | Referrer | Referred Agent | Plan | Subscription Status | Trial End | Billing Start | Referral Split | Monthly Referral Amount | Payout Status | Action |
|---|---|---|---|---|---|---|---|---|---|---|
| CHARIS-DIRECT-001 | Charis CHR001 · Group Owner | Referred Agent A BXF101 | Solo Agent · RM99.00/month | Active | 29 Jun 2026 | 30 Jun 2026 | Charis RM19.80 / Platform RM79.20 | RM19.80 | Pending | |
| MOK-SUB-001 | Mok MOK001 · Sub-Agent | Referred Agent B BXF102 | Solo Agent · RM99.00/month | Trial | 30 Aug 2026 | 31 Aug 2026 | Charis RM9.90 / Referrer RM9.90 / Platform RM79.20 | RM19.80 | Not Due | |
| KEN-SUB-001 | Ken Sub-Agent KEN001 · Sub-Agent | Referred Agent C BXF103 | Solo Agent · RM99.00/month | Active | 13 Jun 2026 | 14 Jun 2026 | Charis RM9.90 / Referrer RM9.90 / Platform RM79.20 | RM19.80 | Approved | |
| CHARIS-DIRECT-002 | Charis CHR001 · Group Owner | Referred Agent D BXF104 | Solo Agent · RM99.00/month | Cancelled | 29 Apr 2026 | 30 Apr 2026 | Charis RM19.80 / Platform RM79.20 | RM19.80 | Paid |